Clark Behind The Headlines
From HLN's Money Expert Clark Howard
I’ve got a special warning for you. There was a survey by Javelin Strategy and Research that found the likeliest victims of identity theft are not at all the population group that I expected.
I had always thought identity thieves would specifically target people who were mid-career, who were at their highest earnings point. I could not have been further read the rest of this entry »
Published: Tuesday, February 23, 2010
Updated: Tuesday, February 23, 2010
Every two seconds someone’s identity gets stolen. It has become America’s largest consumer complaint according to the Federal Trade Commission, identity theft and it is now becoming a huge issue for college students. Most college students have the misconception that their chances of being targeted by identity thieves are slim, but the simple fact that they are college students actually makes them a coveted target. read the rest of this entry »
Having credit cards and being able to pay them monthly gives you, of course, a better credit score. Closing your credit card account is very different from closing your doors; it could weaken your credit score. Even obtaining a new credit card or car loan could be difficult after closing certain accounts.
Usually, the most effective way to close your credit card is to pay your remaining balance and simply discontinue using it – do not close it. It is a given that as long as your credit card account is open (providing credit history) your credit score will be stable. Although, this strategy may involve paying some costs. Last February 22, 2009 there were credit card reforms that took place. Credit card corporations are searching for means to provide revenue, so some companies have initiated charging fees for account holders who have not used their card for a certain span of time, while others are giving additional annual fees. read the rest of this entry »
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